Budgeting and investing, one app

From paycheck to portfolio.

Dotstack shows exactly how much of your paycheck you can invest, then tracks what that money grows into. Whether it’s your first share or your fiftieth.

Invite-only for now. Tested by real investors.

DotstackDOTSTACK+
October paycheck
Take-home pay$5,200
Bills−$2,408
Everyday spending−$608
Left to invest$2,184Invest it ›
Your stack$48,912▲ 2.5%
Streak12 wksLevel 4
Example numbers
How it works

Three steps to your number.

Most people guess how much they can invest. Dotstack does the math from what you actually earn and owe.

01

Add your paycheck

Snap your pay stub or connect your bank. Dotstack reads your take-home pay and how often you’re paid.

Take-home pay$5,200/mo
02

Add your bills

Rent, loans and subscriptions go into your budget with their due dates, so nothing sneaks up on you.

Rent−$1,800
Car loan−$450
03

See what’s left to invest

One clear number every month. Invest it, and Dotstack tracks every share from there.

Left to invest$2,792
Stack or Stash DOTSTACK+

Cash that sits still quietly shrinks.

Your stash is cash left in checking. Your stack is money put to work. Try your own numbers.

$
StackStashLost to inflation
Stash$13.8K
Stack$53.6K
Waiting costs you$39.7K

In today’s dollars, assuming a 7% average yearly market return and 3% yearly inflation. Markets go down as well as up, returns aren’t guaranteed, and this isn’t financial advice.

Everything in one place

Budget, invest and track without five apps.

Every holding, one view

Stocks, funds and crypto across every account, with live prices, gains and what each one pays you.

Dividends that pay your bills

Dividends are cash some companies pay you for owning their shares. See which bills they already cover, from coffee to utilities.

Bills you won’t miss

Due dates and reminders for every bill and loan, and a clear view of what’s coming before payday.

DOTSTACK+

Plan Builder

Pick the dividend income you want and when. Dotstack works out what to invest each month and tells you if you’re on track.

DOTSTACK+

Subscription Checker

Upload your bank statement. Dotstack finds every charge that repeats and asks if you still use it.

DOTSTACK+

Ask Dotstack

Plain questions about your money, like “How much did I spend on food this month?”, answered from your own numbers.

Share your wins

Post your progress. Not your balance.

Hit a streak, earn a badge or cover a bill with dividends, and Dotstack turns it into a card for your story. Dollar amounts stay hidden unless you turn them on.

StreaksInvest every week. Miss one? A free pass keeps it alive.
LevelsGo up when you invest regularly, whatever the amount.
ThemesUnlock new looks for the app as you level up.
dotstackBADGE EARNED
12-week
streak
Pricing

Your money should buy shares, not app fees.

Popular money apps charge about $100 a year just to track your money. Dotstack+ is half that, and the difference stays with you to invest.

Free

$0forever
  • Budget by week, month or year
  • Track your holdings
  • Streaks, levels and badges
  • Desert Tech theme, light and dark
Join the beta

Dotstack+

MOST POPULAR
$4.17/month, billed $49.99 yearly
  • Live prices for stocks, funds and crypto
  • Bank connect and screenshot import
  • Plan Builder, Stack or Stash and the forecast
  • Subscription Checker
  • About 50 Ask Dotstack questions a month
Get early access

Founders

LIMITED
$29.99/year, locked for life
  • Everything in Dotstack+
  • Early access before public launch
  • Your name on the Founders Wall
  • Every Dotstack+ feature we add later
Become a Founder
Popular money apps ~$100/yrDotstack+ $49.99/yrLeft for you to invest +$50/yr
Private by design

Built by a security professional.

Dotstack was built by a Navy veteran who protects systems for a living. Your money data gets the same care.

We never ask for your brokerage password.
Bank sign-in happens on Plaid’s secure screen, not ours.
Your numbers are visible only to you.
Export or delete everything, anytime.
FAQ

Questions people ask.

Is there a free version?

Yes. Budgeting, holdings, streaks and the Desert Tech theme are free. Dotstack+ adds live prices, bank connect, imports and deeper tools.

Does Dotstack tell me what to buy?

No. It’s a planning and tracking tool. It shows you information, never buy or sell recommendations.

Does Dotstack invest my money?

No. Dotstack shows you how much you can invest and tracks it once you do. You invest through your own brokerage.

Which brokers work?

Add your investments from a screenshot, a downloaded file, or by connecting your account. Robinhood, Schwab, Fidelity, Webull, Vanguard and others work.

When can I get in?

Spots are limited while we test. Join the list and you’ll hear first when yours opens.

Put every dollar to work.

Tested by real investors. Your spot is next.

One email when your spot opens. No spam. We never share your email.